The short answer
- Mint no longer exists. Intuit ended the service in March 2024 and sent users to Credit Karma, another Intuit product. Credit Karma's own help centre says it does not offer budgeting "the same way that Mint has".
- If you want what Mint did (free, automatic, all accounts in one view), Credit Karma covers the tracking part at no cost, and Monarch or PocketGuard cover tracking plus budgets for a subscription.
- If you want a real budget plan, look at YNAB or EveryDollar (zero-based) or Goodbudget (envelopes).
- If a lot of your money never touches a US bank (cash, mobile money, other currencies), a manual-entry app such as Binome360 fits better than a sync app.
- Your old Mint history can still be requested from Intuit as a download, and some apps, such as Monarch, can import transactions from a CSV file.
What happened to Mint
Mint was Intuit's free money manager: it pulled transactions from your bank and card accounts, sorted them into categories, let you set monthly budgets, and showed a TransUnion credit score. By early 2024 the Mint homepage carried a banner: "Mint is going away. Track your finances with Credit Karma."
Credit Karma's help article on the move states that service for Mint Canada ended on 23 March 2024, and archived copies of the Mint homepage show the switch to "Mint has been reimagined on Credit Karma" in the same week. The same help article adds that migrating a Mint profile into Credit Karma stopped being possible on 3 May 2024. If you never moved, there is nothing left to migrate: you are choosing a new app from scratch.
That is why "mint alternative" and "mint replacement" are still searched hundreds of times a month in the US, more than two years later. People who used Mint for budgets found that the official landing spot does something different.
What Credit Karma kept, and what it didn't
Credit Karma is the option Intuit pointed to, so it's worth being precise. According to Credit Karma's help centre (checked 25 September 2026):
- Kept: linked accounts and a list of transactions across them, refreshed "every 72 hours" as needed; spending for the current month by category, your average per category, and a comparison with the previous month; a Net Worth view; recategorising transactions and hiding ones you don't want counted.
- Not kept: Mint-style budgets. Manual accounts were not carried over, manual loans can't be added, and credit card and loan balances come from your TransUnion credit report rather than the lender.
- Limits: the Net Worth feature only supports financial institutions in the United States, and some institutions that worked on Mint are not available.
So if you used Mint mainly to see everything in one place for free, Credit Karma may be enough. If you used it to set a limit per category and stay within it, you need something else.
What to check before you switch
Mint's appeal was a combination: free, automatic, and broad. Few apps give all three, so decide which one you can give up.
| Question | Why it matters | What to look for |
|---|---|---|
| Do you want transactions imported automatically? | This is the core of a Mint-like experience | Bank sync in your country, and which banks are covered |
| Are you willing to pay? | The paid plans below cost between $74.99 and $109 a year, Monarch Plus more | The annual price after the trial, not the monthly sticker |
| Do you want to plan, or just watch? | Tracking shows where money went; budgeting decides where it goes | Category budgets, zero-based or envelope method |
| Does much of your money move outside a bank? | Sync apps don't see cash, mobile money or informal savings | Manual accounts and fast entry |
| Do you share money with someone? | A household budget needs two people adding and seeing the same data | Partner access included in the price |
| Can you bring your history? | Years of Mint data are useful for averages | CSV import, and whether budgets transfer (usually they don't) |
Do you want transactions imported automatically?
Why it mattersThis is the core of a Mint-like experience
What to look forBank sync in your country, and which banks are covered
Are you willing to pay?
Why it mattersThe paid plans below cost between $74.99 and $109 a year, Monarch Plus more
What to look forThe annual price after the trial, not the monthly sticker
Do you want to plan, or just watch?
Why it mattersTracking shows where money went; budgeting decides where it goes
What to look forCategory budgets, zero-based or envelope method
Does much of your money move outside a bank?
Why it mattersSync apps don't see cash, mobile money or informal savings
What to look forManual accounts and fast entry
Do you share money with someone?
Why it mattersA household budget needs two people adding and seeing the same data
What to look forPartner access included in the price
Can you bring your history?
Why it mattersYears of Mint data are useful for averages
What to look forCSV import, and whether budgets transfer (usually they don't)
If you haven't set up a budget method before, our guide to making a monthly budget explains the three common ones, and our broader comparison of budgeting apps covers bank-sync security and a two-week test plan. This page is only about replacing Mint.
The options, grouped by what you miss about Mint
Prices are in US dollars, taken from each company's own site or App Store listing on 25 September 2026, and may vary by country or change after the time of writing.
If you want free, automatic tracking: Credit Karma
Price: free. Sync: yes; Credit Karma says it can link to more than 17,000 financial institutions. Budgets: no Mint-style budgets.
Choose it if you liked opening Mint to see balances, recent spending and your credit score, and never really set budgets. Skip it if you are outside the US or relied on budget limits.
If you want Mint's all-in-one view with budgets: Monarch or PocketGuard
Monarch. $99.99 a year, or $199.99 a year for the Plus tier, after a 7-day free trial (a payment method is required). It syncs bank, card and investment accounts, lets you budget by category or by group, and a household can share one account. Its help centre documents a CSV import on the web for transaction history from banks or other finance apps; budgets and cash-flow totals cannot be imported.
PocketGuard. Free download; PocketGuard Plus is $12.99 a month or $74.99 a year on the US App Store. It connects to US and Canadian institutions only. Its "Leftover" figure shows what remains after bills and savings goals.
If you want a budget plan, not just a report: YNAB or EveryDollar
These two follow zero-based budgeting: you assign every dollar of income to a category before you spend it. Our guide to zero-based budgeting walks through the method with a full month.
YNAB. $14.99 a month or $109 a year, with a 34-day free trial and no card required. Direct import works with select US, Canadian, UK and EU banks, and you can import bank files elsewhere. One subscription can be shared with up to five other people. College students get a free 365-day trial.
EveryDollar. The free version is manual entry with unlimited categories. Premium, which adds bank connection through Plaid and Mastercard, costs $17.99 a month or $79.99 a year after a 14-day trial.
If you prefer envelopes: Goodbudget
Price: free plan with 10 regular and 10 more envelopes, 1 account, 2 devices and 1 year of history; Premium is $10 a month or $80 a year. Sync: Premium only, US banks only. Free users can still import bank files (QFX, OFX or CSV) on the web.
Goodbudget suits couples who want a shared envelope budget without linking a bank at all. Our cash envelope system guide explains the method.
If your money doesn't live in one US bank: Binome360
Binome360 is our app, so here are its limits first. It does not connect to any bank and cannot import bank files or Mint history. It makes no payments or transfers, gives no investment advice, and is not accounting software.
What it does: you type or say an expense ("$18 lunch, cash") or photograph a receipt, the assistant prepares the entry with a category, and nothing is saved until you confirm. You keep cash, bank and mobile-money accounts by hand, set budgets per category, add recurring items, and see totals per currency. A shared assistant lets a partner or family add from their own phone. It works in English and French on Android, on iPhone as a web app installed from Safari, and in any browser. After a 7-day free trial it costs $3.99 a month, $8.99 for three months or $23.99 a year, with every module included.
Paid $42.60 at the pharmacy on the Visa, and $15 cash for the car wash
Here are two expenses ready to save. Save them?
Your assistant prepares the entries; nothing is saved until you confirm.
Try Binome360 for freeIt fits someone who pays a babysitter in cash, sends money abroad, or splits costs across currencies, where a Mint-style bank feed would miss a large part of the picture. It does not fit someone who wants every card payment to appear without typing.
Side by side
| Option | Price at the time of writing | Bank sync | Budget style | Best for |
|---|---|---|---|---|
| Credit Karma | Free | Yes (US) | Spending by category, no budgets | Free overview, credit score |
| Monarch | $99.99/yr; Plus $199.99/yr | Yes | Category or group budgets | Closest all-in-one replacement |
| PocketGuard | Free; Plus $12.99/mo or $74.99/yr | Yes, US and Canada only | "Leftover" after bills and goals | Simple overview with limits |
| YNAB | $14.99/mo or $109/yr | Select US, CA, UK, EU banks; file import | Zero-based | Planning every dollar |
| EveryDollar | Free (manual); Premium $17.99/mo or $79.99/yr | Premium only | Zero-based | Zero-based on a budget |
| Goodbudget | Free; Premium $10/mo or $80/yr | Premium, US banks only | Envelopes | Couples, envelope fans |
| Binome360 | $3.99/mo, $8.99/3 mo or $23.99/yr after 7-day trial | No (manual, by text, voice or photo) | Category budgets, totals per currency | Cash, mobile money, several currencies |
Credit Karma
Price at the time of writingFree
Bank syncYes (US)
Budget styleSpending by category, no budgets
Best forFree overview, credit score
Monarch
Price at the time of writing$99.99/yr; Plus $199.99/yr
Bank syncYes
Budget styleCategory or group budgets
Best forClosest all-in-one replacement
PocketGuard
Price at the time of writingFree; Plus $12.99/mo or $74.99/yr
Bank syncYes, US and Canada only
Budget style"Leftover" after bills and goals
Best forSimple overview with limits
YNAB
Price at the time of writing$14.99/mo or $109/yr
Bank syncSelect US, CA, UK, EU banks; file import
Budget styleZero-based
Best forPlanning every dollar
EveryDollar
Price at the time of writingFree (manual); Premium $17.99/mo or $79.99/yr
Bank syncPremium only
Budget styleZero-based
Best forZero-based on a budget
Goodbudget
Price at the time of writingFree; Premium $10/mo or $80/yr
Bank syncPremium, US banks only
Budget styleEnvelopes
Best forCouples, envelope fans
Binome360
Price at the time of writing$3.99/mo, $8.99/3 mo or $23.99/yr after 7-day trial
Bank syncNo (manual, by text, voice or photo)
Budget styleCategory budgets, totals per currency
Best forCash, mobile money, several currencies
Over a year, the gap between monthly and annual billing is large: YNAB monthly adds up to $179.88 (12 × $14.99) against $109 paid annually, and EveryDollar monthly to $215.88 (12 × $17.99) against $79.99.
How to move your Mint history
- 1Request your Mint dataSign in at accounts.intuit.com, open Data & Privacy and follow the download request, as Credit Karma's help centre describes.
- 2Pick your cut-off dateDecide the first day the new app will be your record, for example the 1st of next month.
- 3Import or summariseIf the new app accepts CSV (Monarch, YNAB, Goodbudget on the web), import the history. If not, keep the file and note last year's average per category.
- 4Rebuild budgets by handBudgets and goals don't transfer. Recreate 5 to 8 categories using those averages.
Two cautions. Monarch warns that CSV imports cannot be undone, so test with a small file first. And if you want your Mint data erased, Credit Karma's help centre lists a "Delete your Mint data" option in the same Data & Privacy section, with requests taking up to 15 days.
If you are rebuilding your categories from scratch, our monthly budget template gives a starting list.
Frequently asked questions
Is Mint coming back?
Nothing on Intuit's or Credit Karma's official pages suggests it. The Mint address now presents Credit Karma, and migration into Credit Karma closed on 3 May 2024.
What is the closest free alternative to Mint?
For automatic tracking at no cost, Credit Karma is the one Intuit designed for former Mint users, but it has no Mint-style budgets. For free budgeting, EveryDollar and Goodbudget have free plans, both without bank sync.
Can I still download my Mint data?
Credit Karma's help centre, updated in 2026, still describes a download request through accounts.intuit.com under Data & Privacy. If it doesn't work for your account, contact Intuit support.
Does any Mint alternative work outside the US?
Yes, but check coverage first. YNAB's direct import includes select Canadian, UK and EU banks; PocketGuard covers the US and Canada; Credit Karma's Net Worth feature is US-only. Manual-entry apps work anywhere because they don't depend on a bank connection.
In short
Mint closed in March 2024, and Credit Karma replaced its tracking but not its budgets. Pick a new app by the Mint feature you miss most: free tracking, an all-in-one view with budgets, a zero-based plan, envelopes, or a record that includes cash and other currencies. First action: request your Mint data from accounts.intuit.com so your history is safe before you choose.
Sources
- Intuit Credit Karma, "Intuit Mint and Credit Karma", help centre article (Mint Canada service ended 23 March 2024; migration closed 3 May 2024; budgeting, Net Worth, data download and deletion): support.creditkarma.com, checked 25 September 2026.
- Intuit Credit Karma, "Mint to Credit Karma" landing page (free, 17,000+ institutions, features): creditkarma.com/lp/mint-to-credit-karma-net-worth-signup, checked 25 September 2026.
- Intuit, Mint homepage, archived by the Internet Archive on 1 March 2024 ("Mint is going away") and 26 March 2024 ("Mint has been reimagined on Credit Karma"): web.archive.org/web/20240326000000/https://mint.intuit.com/.
- Monarch, pricing page ($99.99/year, Plus $199.99/year, 7-day trial): monarch.com/pricing; Monarch help centre, "Importing Transactions Manually" (updated 14 August 2026): help.monarch.com, checked 25 September 2026.
- PocketGuard, Inc., US App Store listing (PocketGuard Plus prices; US and Canadian institutions only): apps.apple.com/us/app/id949414211, checked 25 September 2026.
- YNAB, pricing page ($14.99/month or $109/year, 34-day trial, supported banks, sharing, college program): ynab.com/pricing; "File-Based Import in YNAB": support.ynab.com, checked 25 September 2026.
- Ramsey Solutions, EveryDollar (free version, Premium $17.99/month or $79.99/year, 14-day trial, Plaid and Mastercard): ramseysolutions.com/ramseyplus/everydollar, checked 25 September 2026.
- Goodbudget, plans page (Free and Premium limits and prices, US bank sync): goodbudget.com/signup; "Manually Import Transaction Information From Your Bank": goodbudget.com/help/using-accounts/import/, checked 25 September 2026.
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