Free tools.
Simple calculators for your money, your shop and your savings circle. Free and no sign-up: everything is worked out in your browser.
50/30/20 budget calculatorEnter your take-home pay and see your 50/30/20 split for needs, wants and savings, then compare it with what you really spend. Free, private, no sign-up.Debt payoff calculator: snowball vs avalancheEnter your debts and your monthly budget: see when you'll be debt-free and how much interest you'll pay with the snowball and avalanche methods, side by side.Profit margin and markup calculatorWork out your gross margin and markup from cost and price, or the selling price you need for a target margin, with or without VAT or sales tax. Free, instant.Savings circle payout schedulePlan a tanda, susu, chama, paluwagan or tontine: enter members, amount and rhythm, draw the order, and get the full payout calendar to print or share.52-week savings challenge plannerBuild your 52-week savings challenge: choose the starting amount, the weekly step and the start date, tick off each week, and print the chart. Free, no sign-up.Emergency fund calculatorWork out your emergency fund target from your essential monthly spending, see how far you are from it, and how many months it takes at your saving pace.
Put it into practice
Say it once. Binome360 keeps the record.
A sentence, a voice note or a receipt photo: the assistant prepares the record in the right space, you confirm. 7 days free.