Skip to content

Break-even calculator

Enter your monthly fixed costs, your selling price and what each sale costs you. You get the number of sales you need each month to break even, and the matching revenue.

Fixed costs per monthRent, subscriptions, insurance, the pay you want…Selling price per unitVariable cost per unitPurchase, materials, packaging, fees per saleCurrency

Sales to break even100 a month

Break-even revenue$2,500.00

Contribution margin$15.00 · 60%

The full guideSmall business ideas: 50 low-cost ideas and how to test yours

The formula

Break-even units = fixed costs ÷ (price − variable cost per unit).

The bracket is the contribution margin: what each sale leaves to pay the fixed costs. With $1,500 of monthly fixed costs, a $25 price and $10 of cost per unit, each sale contributes $15, so you need 100 sales a month to break even. Every sale after that is profit.

Fixed or variable?

Fixed costs don't change with sales: rent, insurance, subscriptions, software, loan repayments, and the pay you want to take.
Variable costs come with each sale: goods or materials, packaging, card or marketplace fees, delivery.

Include the pay you need to live on in the fixed costs. Otherwise "breaking even" means working for nothing.

Use it to decide

Try a higher price, a cheaper supplier or lower rent and watch the break-even point move. If it's far above what you can realistically sell, change the plan before you start. See small business ideas and cost price.

About this calculator

It assumes one product or an average price and cost. Nothing you type leaves your browser.

Frequently asked questions

What is a break-even point?

The level of sales where revenue exactly covers all costs: no profit, no loss.

What if I sell several products?

Use an average selling price and an average variable cost, weighted by how much of each you sell.

Should I include my own pay?

Yes, as a fixed cost. Otherwise the business can break even while you earn nothing.

Put it into practice

Say it once. Binome360 keeps the record.

A sentence, a voice note or a receipt photo: the assistant prepares the record in the right space, you confirm. 7 days free.

Install onAndroid Install oniPhone Open theweb app

More free tools

50/30/20 budget calculatorEnter your take-home pay and see your 50/30/20 split for needs, wants and savings, then compare it with what you really spend. Free, private, no sign-up.Debt payoff calculator: snowball vs avalancheEnter your debts and your monthly budget: see when you'll be debt-free and how much interest you'll pay with the snowball and avalanche methods, side by side.Profit margin and markup calculatorWork out your gross margin and markup from cost and price, or the selling price you need for a target margin, with or without VAT or sales tax. Free, instant.Savings circle payout schedulePlan a tanda, susu, chama, paluwagan or tontine: enter members, amount and rhythm, draw the order, and get the full payout calendar to print or share.52-week savings challenge plannerBuild your 52-week savings challenge: choose the starting amount, the weekly step and the start date, tick off each week, and print the chart. Free, no sign-up.Emergency fund calculatorWork out your emergency fund target from your essential monthly spending, see how far you are from it, and how many months it takes at your saving pace.Savings calculatorSee how much your savings grow with a monthly deposit and interest, how much of it is interest, and when you reach your goal. Free, private, no sign-up.Free invoice generatorFill in your invoice online, see it as you type, then print it to PDF or download it as a Word file. Free, no sign-up, nothing you type is stored.Free quote templateFill in a quote online, see it laid out as you type, then print it to PDF or download it as Word, with a signature block for your client. Free, no sign-up.VAT calculatorAdd VAT to a net price or take it out of a gross price, at 20%, 5%, 0% or any rate, and see the VAT amount and the formula. Free, instant, no sign-up.BMI calculatorWork out your body mass index from your weight and height, in kg and cm or lb and feet, with the WHO adult category and what BMI does and doesn't tell you.Discount calculatorWork out a sale price from a percentage off, stack two discounts correctly, or find what percentage a reduction really is. Free, instant, no sign-up.Debt-to-income ratio calculatorCalculate your debt-to-income ratio from your monthly income and debt payments, and see how a new loan or card payment would change it. Free, no sign-up.Printable monthly budget plannerA free monthly budget planner: planned vs actual for income, fixed costs, everyday spending and savings, with totals worked out. Fill it in, print or save as PDF.Blank weekly timetableA free blank timetable: choose your hours, 30- or 60-minute slots and whether to include the weekend, fill it in on screen, then print it or save it as a PDF.Daily cash book templateA free daily cash sheet: opening float, cash in and out, expected cash, counted cash and the difference, worked out for you. Fill it in, then print or save as PDF.Expense report templateA free expense report: date, purpose, category, amount and tax for each expense, with the total to reimburse worked out. Fill it in online, then print or save as PDF.12-month cash flow forecastA free 12-month cash flow forecast: money in and out each month, net cash and month-end balance, with negative months in red. Fill it in, then print or save as PDF.Calorie table for common foodsCalories per 100 g and per portion for 116 everyday foods, including West African staples, from official food composition tables. Search, adjust the grams, done.Rent receipt templateMake a rent receipt in a minute: landlord, tenant, property, period, rent and charges, payment method and date. Print it, save it as PDF or download it as Word.Free receipt generatorMake a payment receipt for cash, bank transfer, check or mobile money: who paid, how much, for what and when. Print it, save it as PDF or download it as Word.